FREE HOUSEHOLD BUDGET FORM SAMPLE

Are you interested in creating a household budget planning?

Here you’ll find a free household budget form created to help you with your monthly home finances.

Today, the need to control household spending is making more and more people run their home just like business owners run their business.

To avoid being on "RED" you must make sure you don’t spend more than you make every month, or financial disaster could strike.

Just SELECT the free budget form below and PRINT or COPY and PASTE it to your word processor.

MONTHLY FREE HOUSEHOLD BUDGET FORM SAMPLE

MONTH:____________

INCOME
Salaries/wages--------------------------------------____________
Commissions----------------------------------------____________
Dividends-------------------------------------------____________
Rental Income--------------------------------------____________
Other----------------------------------------------____________
TOTAL INCOME:____________

FIXED EXPENSES
Mortgage/Rent--------------------------------------____________
Car payment----------------------------------------____________
Car insurance---------------------------------------____________
Education-------------------------------------------____________
Internet--------------------------------------------____________
Cable-----------------------------------------------____________
Child care, private school, tutoring-------------------____________
Child support----------------------------------------____________
Savings---------------------------------------------____________
Club memberships-----------------------------------____________
Other-----------------------------------------------____________
Total Fixed Expenses:____________

VARIABLE EXPENSES
Utilities----------------------------------------------___________
Groceries--------------------------------------------___________
Telephone-------------------------------------------___________
Clothing---------------------------------------------___________
Gas-------------------------------------------------___________
Car maintenance/repair-------------------------------___________
Recreation/entertainment----------------------------___________
Tithing/giving----------------------------------------___________
Taxes-----------------------------------------------___________
Medical and dental care------------------------------___________
Other ----------------------------------------------____________
Total Variable Expenses:____________

INSTALLMENTS
Credit cards-----------------------------------------___________
Credit line-------------------------------------------___________
Other-----------------------------------------------___________
Total Installments:____________

TOTAL EXPENSES:____________

TOTAL INCOME MINUS EXPENSES:------------------____________

Here’s a list of things you can do to better run your household finances and save some money.

• Buy in bulk. (there’s a lot of money to be saved when buying in bulk, just make sure certain perishable items don’t go to waste or you can end up spending more instead of saving.)
• When cooking make sure food don’t go to waste by using only the necessary.
• Clip coupons.
• Look out for on sale products and specials. (Do major comparison shop and only buy when you have found the lowest price possible for that item.)
• Don’t make unnecessary purchases. (Eliminate impulsive purchases by “sleeping on it.”)
• Take advantage of rebates or shop at store that offer instant rebates.
• Shop around for the best long distance carrier. (Use phone cards to call international or long distance.)
• Lower your thermostat by 1 or 2 degrees.
• Add ceiling fens.
• Cut down your water use, especially hot water.
• Don’t subscribe to cable channels you never watch.
• Rent videos instead of going to the theater. (Or check out movies from the library. It’s free.)
• Shop around for cheaper medical coverage and auto insurance rates and see if you can save money by getting higher deductibles.
• Drop gym and health clubs memberships. (Go jogging on the street or park. It’s free.)
• Drop your magazine and newspaper subscriptions. (Get your news from the internet, radio or television.)

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